A Refinance is as Easy as 1-2-3!

Are your house payments going up because you have an Adjustable Rate Mortgage? Could you be overpaying on your mortgage and not even know it?

Several years ago, when interest rates were low, many people took advantage of those low interest rates by purchasing or refinancing a home with an adjustable-rate home loan.  Many homeowners are finding that with increasing interest rates their payments on their adjustable rate mortgages are going up.

It’s easy to get your payments fixed by financing into an FHA loan. An FHA loan will allow homeowners to lock in their interest rate while still keeping payments low.

If you have an adjustable-rate loan and you’re facing an increase in your house payment – or perhaps already experiencing an increase in your payment – this may be the right time to convert to a fixed-rate loan which will allow you to lock in an interest rate and stop those increasing payments. In fact, it’s possible that you could reduce your payments.

Our free, no-obligation Refinance analysis will help determine that an FHA loan is the best solution for your home and personal situation:

• A home loan that may save you thousands of dollars in interest,
• A loan that will lower your monthly payments
• A loan that can actually give you cash back.

Refinancing is easy!  We pay off your existing debt, include all closing costs in the new loan so there is no money out of your pocket.  We gather a bit of your financial information, including your income and other debts, and before long, you have a new FHA loan!

Give us a call at (405) 245-9855 or fill out the easy secure, on-line application and lets get started on your refinance today!